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Loan Programs:

  • Hard Money Loans
  • Conventional Loans


The Mortgage Banc offers a full range of mortgage loans including Conforming, FHA, VA, USDA, Construction, Rehab and Reverse mortgages. In addition, we offer a Portfolio Program (sometimes referred to as Hard Money loans) which we fund and service. The Portfolio/Hard Money Program allows borrowers that may not qualify for conventional or bank loans obtain mortgage financing for "make sense" transactions.

Conventional, FHA, VA and USDA loans
Hard Money Loans
Non-conforming loans

Conventional, FHA, VA and USDA loans

Contact us for more information about our full range of mortgage loan products and a current rate quote.

Hard Money Loans

Under 620 credit scores, foreclosures, bankruptcy


70% maximum LTV - 20 year fixed rates         

  • No balloon -  No prepayment penalty

  • Non-conforming loans

    Land only, construction/rehab, no seasoning


    70% maximum LTV

    For more information about our wholesale loan division MORTGAGE BROKERS CLICK HERE or contact Steve Clay at sclay.themtgbanc@gmail.com.