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Loan Programs:

The Mortgage Banc offers a full range of mortgage loans including Conforming, FHA, VA, USDA, Construction, Rehab and Reverse mortgages. In addition, we offer a Portfolio Program (sometimes referred to as Hard Money loans) which we fund and service. The Portfolio/Hard Money Program allows borrowers that may not qualify for conventional or bank loans obtain mortgage financing for "make sense" transactions.

Conventional, FHA, VA and USDA loans
Hard Money Loans
Non-conforming loans

Conventional, FHA, VA and USDA loans Contact us for more information about our full range of mortgage loan products and a current rate quote.

Hard Money Loans Under 620 credit scores, foreclosures, bankruptcy

70% maximum LTV - 20 year fixed rates No balloon - No prepayment penalty

Non-conforming loans Land only, construction/rehab, no seasoning

70% maximum LTV

For more information about our wholesale loan division MORTGAGE BROKERS CLICK HERE or contact Steve Clay at sclay.themtgbanc@gmail.com.